8.99%
Starting Rate p.a.
30 Sec
Approval Time
₹50L
Max Loan Amount
Available Loan Products
Personal Loan - Premium
personal
Best rates for customers with excellent credit profiles
Interest Rate
8.99% - 12.99%
per annum
Loan Amount
₹100K - ₹50L
Tenure
12 - 60 months
Processing Fee
2% (Min ₹1,000)
Ideal For
Salaried professiona...
Key Features:
- No collateral required
- Flexible repayment options
- Quick approval in 30 seconds
Factors Affecting Your Interest Rate
Credit Score
High ImpactHigher credit scores (750+) qualify for lower interest rates. Good payment history is crucial.
Income Level
Medium ImpactHigher monthly income demonstrates better repayment capacity, leading to favorable rates.
Employment Type
Medium ImpactSalaried employees from reputed companies often get better rates than self-employed individuals.
Loan Amount
Low ImpactLarger loan amounts may attract slightly better rates due to economies of scale.
Loan Tenure
Medium ImpactShorter tenures typically have lower rates. Longer tenures mean higher total interest.
Existing Relationship
Low ImpactExisting customers with good track record may receive preferential interest rates.
Important Information
- All interest rates are subject to change based on RBI guidelines and internal policies
- Final rate will be determined after complete profile evaluation by our AI system
- No hidden charges - all fees clearly disclosed before loan approval
- GST @ 18% applicable on processing fees and other charges